We exist to end Extreme Financial Duress, one neighbor at a time.
BTCXYZ.org is being established as a nonprofit community organization. Our work focuses on four groups in EFD and three concrete programs.
Who we serve
Bootstrapped entrepreneurs
Solo founders trying to build with no runway.
Homeless veterans
People who served, now rebuilding stability.
Jobseekers
Folks one interview, certificate, or transit pass away.
Single moms
Holding everything together while reaching for more.
Three programs
1. Financial Literacy Workshops
Practical sessions on budgeting, banking, credit, taxes, and using small capital wisely. Delivered with partner nonprofits and County Agencies.
2. AI Tech Literacy Workshops
Hands-on training in modern AI tools — résumés, business plans, customer outreach, learning. So our community uses AI on their lives, not the other way around.
3. Microloans for Basic Needs
Tiny, fast loans — $5 for a bus pass, $30 for a certification fee, $75 for a uniform — that unlock outsized opportunity. Issued through vetted partners.
Our partners
We collaborate with local 501(c)(3) nonprofit organizations, County Agencies providing services to Students, Jobseekers, and marginalized individuals, and community institutions that already have trust on the ground. If your organization fits, please apply to become a partner.